InstantCreditChecks.com - Present Credit Report

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InstantCreditChecks.com

Credit Report Prepared For:

System Administrator
InstantCreditChecks.com
2 Park Plaza, #800, Irvine, CA 92614 Account #: 15147
Date: 07/27/2001 02:55 pm
Information Source(s): Experian,ExperianSocial

Applicant Information provided

Name: Consumer, Jonathan SSN: 234-56-7891 DOB: N/A Roommates: 0
Current Address: 10655 Birch St. City: Burbank, CA 91502 Years: 0 Months: 0

Experian Social Search Results

Name: CONSUMER, JONATHAN QUINCY (999-99-9990, 234-56-7891)  Spouse: SUSAN

Address: 10655 N BIRCH ST, BURBANK, CA 91502-9150 (11/1996 - 03/1999)

Address: 1314 SOPHIA LN APT 3, SANTA ANA, CA 92708-9270 (07/1996)

Employer: AJAX HARDWARE (04/1994)

Employer: BELL AUTOMOTIVE (10/1992 - 02/1993)

Name: ALCHIN, MICHAEL (234-56-7891)  Spouse: JANE

Address: 235 EAGLE POINT BLVD #15, BUFFALO, NY 14202-1420 (09/1998)

Employer: IMPERIAL LUMBER (09/1998)

The following advisory message(s) were returned for this subject:

    Inquiry SSN recorded as deceased

    Onfile Address: Non-Residential

Comprehensive Consumer Credit Report (Experian)

Applicant Name: CONSUMER, JONATHAN QUINCY SSN: (Warning: Social Security Does Not Match) Current Address: 10655 N BIRCH ST, BURBANK, CA 91502-9150 (06/1995 - 01/1998) Previous Address: 1314 SOPHIA LN APT 3, SANTA ANA, CA 92708-9270 (02/1995) Previous Address: 2600 BOWSER ST #312, LOS ANGELES, CA 90017-9001 (09/1993)	Employer: AJAX HARDWARE Address: First Reported: Last Reported: 12/1998 Date of Birth: 00/00/1951
Credit Score: 502 (New National Risk Model) Score Factors: Average age of accounts Delinquency on bank installment loans Too few accounts now current Presence of non-satisfactory ratings on accounts or lack of open accounts
Credit Score: 561 (Experian/Fair Isaac Model) Score Factors: Account(s) not paid as agreed and/or legal item filed Length of time (or unknown time) since account delinquent Number of accounts delinquent Proportion of balance to high credit on bank revolving or all revolving accounts
Credit Score: 925 (Experian/MDS Bankruptcy II Model) Score Factors: Ratio of bank revolving balances to credit limits or lack of bank revolving account information Presence of derogatory accounts Recently active or lack of bank, retail or finance accounts Presence of delinquent accounts

Credit Agency Notice

The following advisory message(s) were returned from the credit agency:

ADDRESS MESSAGE: PHONE ANSWERING SERVICE:/ABC ANSWER-ALL/10655 N BIRCH ST/BURBANK CA 91502/818.555.1212

ADDRESS MESSAGE: COMMERCIAL BUSINESS ADDRESS:/J&J INVESTMENTS/2600 BOWSER ST #312/LOS ANGELES CA 90017/213.111.2222

CKPT: INPUT SSN RECORDED AS DECEASED

Summary of Accounts

Positive: 6

Negative: 3

Public Record: 3

Collection: 1

Trade Totals

Limit High Credit Balance Past Due Terms

Installment Totals 1,000 0 265,380 1,421 4,549

Revolving Totals 20,000 16,720 14,657 0 435

Open Totals

Grand Totals 21,000 16,720 280,037 1,421 4,984

Creditor Records

Name Type Opened Balance High Cred Past Due Payment Rating/Status

ISLAND SAVINGS Revolving 05/96 0 5,700 Closed

Comment: Account closed at consumers request.

HEMLOCKS Installment 02/95 1,000 Curr Acct

CENTRAL BANK Installment 12/93 11,050 465 465 30 DAY Del

MOUNTAIN BK Installment 03/93 19,330 956 956 30 3 TIMES

BAY COMPANY Revolving 01/68 0 Closed

Comment: Account previously in dispute - now resolved - reported by subscriber.

EMPLOYEES CREDIT UNION Revolving 02/85 6,029 7,108 180 Curr Acct

HOME FINANCIAL Installment 05/90 234,000 3,128 Curr Acct

STATE BANK Revolving 01/90 8,628 9,612 255 Curr Acct

TRAVEL CHARGE USA 03/95 0 3,612 Closed

Creditor Payment Records

Name

Reported

Status

ISLAND SAVINGS

10/1997

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

HEMLOCKS

06/1996

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

CENTRAL BANK

06/1996

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

MOUNTAIN BK

12/1996

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

BAY COMPANY

05/1996

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

EMPLOYEES CREDIT UNION

01/1998

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

HOME FINANCIAL

01/1998

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

STATE BANK

06/1996

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

TRAVEL CHARGE USA

12/1997

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Dec

Nov

Oct

Sep

Aug

Jul

Jun

May

Apr

Mar

Feb

Jan

Collection Items

Assigned	Last Act	Name	Amount	Balance	Status
		DR. JOHN KILDARE		250
	Comment: Account information disputed by customer.

Public Records/UD/Skip

Bankruptcy	Filed: 02/93 Liability: $100,000 Assets: $100,000 How Filed: Joint Comments: "Small claims judgment. Bankruptcy Chapter13- petition filed."
Legal Item	Filed: 09/93 Amount: $1,200 Plaintiff: ALLIED COMPANY Comments: "Small claims judgment satisfied."
Tax Lien	Filed: 07/95 Amount: $12,450 Comments: "Mechanics lien. County tax lien released."

Inquiries

Name	Date
HEMLOCKS	12/1998
BAY COMPANY	12/1998
HILLSIDE BANK	10/1997

End of Report.

Important Note: If a rental applicant is refused for any reason based on information in this report, you are required by law to give the applicant a "Denial of Application to Rent" letter. If you do not have this letter, you may request a copy by calling (888) 543-7044.